January 15, 2010

How would a car insurance company discover an underage drinking ticket?

I wasn't driving, therefore it wont be on my driving record only my criminal. I was wondering if a car insurance company checks criminal records while you have insurance with them? The case was resolved through "stay of adjudication" which means if i keep my nose clean for a year it will be dismissed.

Thank you for your help.

There are lots of places where you can get an online quote. http://www.autoadvicetips.com/Auto-Insurance-Quote.html It only takes about 5 minutes to do.

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January 8, 2010

What is the average cost of car insurance?

what is the average cost of car insurance for teenage girls??? i can get my license this month but I need to pay for insurance myself and want to know about how much to expect to pay?

An average would be somewhere between $80 and the sky, depending on any factors.
Try running two comparison tools:
http://car-insurance.moneysavecenter.com?id=wGen-dci
http://car-insurance.moneysavecenter.com/100.php?id=wGen-dci
Write all quotes down so you don't forget.
Also write down the name of the insurer and the link to go back to them.
There are more sites in google if you need, the more you search the better the chance to find a cheap price

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January 2, 2010

What is the average cost of car insurance for teens?

Hi my name is Evelyn and Im planning on getting my car soon. It'll be an old used car. Im a girl. 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?

Evelyn, you can't get your own insurance at 16. The only way is to be under your parents, so ask them.
BTW it is "course".

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December 24, 2009

How come Liberals and Democrats can not understand car insurance is not mandatory for everyone in the US?

It seems that liberals and Democrats do not understand a few things about car insurance.

1.You do not have to have it if you do not want it. You just can not own and register a car.
2.It is regulated by the states not the federal government.
3.You buy it to protect the people/property of other people you destroy with your car. (liability is the only required form of insurance you have to have)
4.Driving is considered a privilege not a right.

So knowing all of those things how could someone equate it to a federal mandate to buy health insurance to be legal as the same thing?

In some states when you have a substantial finance statement, you are not required to carry any insurance. Health is not their concern, it is another ply for government complete take over!

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December 21, 2009

How do I find out my car insurance rates before I get a car?

I haven't bought a car yet because a lot depends on how much insurance will be. I'm a 27 single female living in Boston, I've had a license since 18 but never drove so it expired and I recently renewed it. I don't have anything on my record. I would be the only person on the insurance. I went online but they required the make and year of your car to calculate the rates.

Hello,

Yes, the rates you pay for car insurance do depend on a lot of factors:

Age
City, State
How many previous accidents you've had
Year of vehicle
Make of vehicle

The best thing you can do is actually call up a few of your local car insurance companies and get some ballpark figures. The important thing is, is to find one that you like and trust and who gives you a decent quote.

Your next step would be to go to a car dealership, take the number of the insurance companies who quoted you the best prices along and find a car that you like and can afford. After you take it for a test drive and get as much information as you can such as if it's being sold "as is" or comes with some sort of warranty etc…

Before any money changes hands or you sign any paperwork at the dealership, call the insurance company from the dealership. Give them the specifics of the car. They will then be able to give you a correct insurance quote.

If it's a reasonable quote for you, by the car. If not, find out what year/make of car from the insurer would make the payments lower and ask the salesperson if they have any of those on the lot.

Even when you do obtain insurance, don't be afraid to then further call around or check online for cheaper rates. You can always switch after you obtain the insurance.

I hope this helps you. I wish you good luck in getting a car and insurance.

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